/* Reset & Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Noto Sans KR', -apple-system, BlinkMacSystemFont, sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f8f9fa;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
.header {
    background: #fff;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 0;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 24px;
    font-weight: 700;
    color: #0066cc;
}

.logo-icon {
    color: #ff6b35;
    font-size: 28px;
}

.logo-text {
    color: #0066cc;
}

.logo-badge {
    background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
    color: white;
    font-size: 11px;
    padding: 4px 10px;
    border-radius: 12px;
    font-weight: 500;
}

.nav {
    display: flex;
    gap: 30px;
}

.nav-link {
    color: #555;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s;
}

.nav-link:hover {
    color: #0066cc;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
    color: white;
    padding: 80px 0;
    text-align: center;
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.hero-title {
    font-size: 48px;
    font-weight: 700;
    margin-bottom: 20px;
}

.hero-subtitle {
    font-size: 24px;
    margin-bottom: 15px;
    opacity: 0.95;
}

.hero-keywords {
    font-size: 14px;
    opacity: 0.8;
    margin-bottom: 40px;
}

/* About Section - 3개 카드 */
.about {
    padding: 80px 0;
    background: white;
}

.section-title {
    text-align: center;
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 50px;
    color: #222;
}

.section-subtitle {
    text-align: center;
    font-size: 18px;
    color: #666;
    margin-top: -30px;
    margin-bottom: 40px;
}

.about-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

/* 3개 카드 레이아웃 */
.about-grid-3 {
    grid-template-columns: repeat(3, 1fr);
}

.about-card {
    background: #f8f9fa;
    padding: 40px 30px;
    border-radius: 12px;
    text-align: center;
    transition: transform 0.3s, box-shadow 0.3s;
}

.about-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.about-icon {
    font-size: 48px;
    color: #0066cc;
    margin-bottom: 20px;
}

.about-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
    color: #222;
}

.about-card p {
    color: #666;
    font-size: 16px;
}

/* Calculator Section */
.calculator {
    padding: 80px 0;
    background: #f8f9fa;
}

.tabs {
    display: flex;
    gap: 20px;
    margin-bottom: 30px;
    justify-content: center;
}

.tab-button {
    background: white;
    border: 2px solid #ddd;
    padding: 15px 30px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    gap: 10px;
}

.tab-button:hover {
    border-color: #0066cc;
    color: #0066cc;
}

.tab-button.active {
    background: #0066cc;
    color: white;
    border-color: #0066cc;
}

.tab-content {
    display: none;
    background: white;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
}

.tab-content.active {
    display: block;
}

/* 진행 상황 바 (물건정보 위) */
.progress-container {
    margin-bottom: 25px;
    padding: 16px 20px;
    background: #f0f7ff;
    border-radius: 10px;
    border: 1px solid #d0e6ff;
}

.progress-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 8px;
}

.progress-label-text {
    font-size: 13px;
    font-weight: 600;
    color: #0066cc;
}

.progress-text {
    font-size: 13px;
    font-weight: 700;
    color: #0066cc;
    min-width: 40px;
    text-align: right;
}

.progress-bar-wrapper {
    background: #dde8f5;
    border-radius: 10px;
    height: 10px;
    overflow: hidden;
    margin-bottom: 8px;
}

.progress-bar {
    height: 100%;
    background: linear-gradient(90deg, #0066cc 0%, #00b4d8 100%);
    border-radius: 10px;
    transition: width 0.4s ease;
    width: 0%;
}

.progress-steps {
    display: flex;
    justify-content: space-between;
    font-size: 11px;
    color: #999;
    padding: 0 2px;
}

/* Form Styles */
.calculator-form {
    max-width: 900px;
    margin: 0 auto;
}

.form-section {
    margin-bottom: 40px;
}

.form-section-title {
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 20px;
    color: #222;
    padding-bottom: 10px;
    border-bottom: 2px solid #0066cc;
    display: flex;
    align-items: center;
    gap: 10px;
    flex-wrap: wrap;
}

.section-notice {
    font-size: 13px;
    font-weight: 400;
    color: #0066cc;
    background: #e3f0ff;
    padding: 3px 10px;
    border-radius: 20px;
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 20px;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-group label {
    font-weight: 600;
    margin-bottom: 8px;
    color: #333;
    display: flex;
    align-items: center;
    gap: 6px;
    flex-wrap: wrap;
}

.form-group input,
.form-group select {
    padding: 12px 15px;
    border: 1px solid #ddd;
    border-radius: 6px;
    font-size: 15px;
    transition: border-color 0.3s;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: #0066cc;
}

.form-help {
    font-size: 13px;
    color: #999;
    margin-top: 5px;
}

/* 선택 배지 */
.optional-badge {
    font-size: 11px;
    font-weight: 500;
    color: #888;
    background: #f0f0f0;
    padding: 2px 8px;
    border-radius: 10px;
    white-space: nowrap;
}

/* 도움말 아이콘 */
.help-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    background: #0066cc;
    color: white;
    border-radius: 50%;
    font-size: 11px;
    cursor: pointer;
    font-weight: 700;
}

.calculator-disclaimer {
    background: #f0f7ff;
    border-left: 4px solid #0066cc;
    padding: 12px 15px;
    margin: 20px 0;
    font-size: 13px;
    color: #555;
    display: flex;
    align-items: center;
    gap: 10px;
}

.free-service-notice {
    background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
    color: white;
    padding: 20px;
    border-radius: 8px;
    text-align: center;
    margin-bottom: 30px;
    font-size: 16px;
}

.free-service-notice i {
    margin-right: 10px;
    font-size: 20px;
}

/* 카카오톡 신용점수 가이드 */
.credit-help {
    margin-top: 8px;
}

.kakao-guide {
    margin-top: 12px;
    background: #fffde7;
    border: 1px solid #FEE500;
    border-radius: 10px;
    padding: 16px;
}

.kakao-guide-title {
    font-size: 15px;
    font-weight: 700;
    color: #333;
    margin-bottom: 14px;
}

.kakao-steps {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 14px;
}

.kakao-step {
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.step-num {
    min-width: 26px;
    height: 26px;
    background: #FEE500;
    color: #333;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    flex-shrink: 0;
}

.step-content strong {
    display: block;
    font-size: 14px;
    color: #222;
    margin-bottom: 2px;
}

.step-content p {
    font-size: 13px;
    color: #666;
    margin: 0;
}

.kakao-direct-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #FEE500;
    color: #333;
    padding: 10px 20px;
    border-radius: 6px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.2s;
}

.kakao-direct-btn:hover {
    background: #f5da00;
}

/* Privacy Consent - 더보기 형태 */
.privacy-consent {
    background: #f8f9fa;
    padding: 20px;
    border-radius: 8px;
    margin: 30px 0;
    border: 1px solid #e0e0e0;
}

.privacy-consent h4 {
    font-size: 16px;
    margin-bottom: 12px;
    color: #222;
    display: flex;
    align-items: center;
    gap: 8px;
}

.privacy-summary {
    font-size: 13px;
    color: #666;
    margin-bottom: 10px;
    padding: 8px 12px;
    background: white;
    border-radius: 6px;
    line-height: 1.6;
}

.privacy-toggle {
    cursor: pointer;
    color: #0066cc;
    font-size: 13px;
    margin-bottom: 8px;
    user-select: none;
}

.privacy-toggle:hover {
    text-decoration: underline;
}

.privacy-content {
    font-size: 13px;
    color: #555;
    line-height: 1.8;
    margin-bottom: 12px;
    padding: 12px;
    background: white;
    border-radius: 6px;
}

.privacy-content p {
    margin-bottom: 6px;
}

.privacy-checkbox {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 15px;
    cursor: pointer;
    margin-top: 10px;
}

.privacy-checkbox input[type="checkbox"] {
    width: 20px;
    height: 20px;
    cursor: pointer;
}

/* Result Section */
.result-section {
    margin-top: 40px;
    padding: 30px;
    background: #f0f7ff;
    border-radius: 12px;
    border: 2px solid #0066cc;
}

.result-header {
    text-align: center;
    margin-bottom: 30px;
}

.result-header h2 {
    font-size: 28px;
    color: #0066cc;
    margin-bottom: 10px;
}

.result-summary {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 30px;
    flex-wrap: wrap;
}

.summary-item {
    background: white;
    padding: 12px 20px;
    border-radius: 8px;
    text-align: center;
}

.summary-item strong {
    display: block;
    font-size: 13px;
    color: #666;
    margin-bottom: 4px;
}

.summary-item span {
    font-size: 16px;
    font-weight: 600;
    color: #0066cc;
}

.loan-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 20px;
    margin-bottom: 20px;
}

.loan-card {
    background: white;
    padding: 25px;
    border-radius: 10px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.loan-card-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
    padding-bottom: 15px;
    border-bottom: 2px solid #f0f0f0;
}

.loan-card-icon {
    font-size: 24px;
    color: #0066cc;
}

.loan-card-header h3 {
    font-size: 20px;
    color: #222;
}

.loan-detail {
    display: flex;
    justify-content: space-between;
    padding: 10px 0;
    border-bottom: 1px solid #f0f0f0;
}

.loan-detail:last-child {
    border-bottom: none;
}

.loan-detail-label {
    color: #666;
    font-size: 14px;
}

.loan-detail-value {
    font-weight: 600;
    color: #222;
    font-size: 14px;
}

.loan-detail-value.highlight {
    color: #0066cc;
    font-size: 20px;
}

/* 전문가 코멘트 */
.expert-comment {
    margin-top: 15px;
    background: linear-gradient(135deg, #f0f7ff 0%, #e8f4ff 100%);
    border: 1px solid #c0d8f0;
    border-left: 4px solid #0066cc;
    border-radius: 8px;
    padding: 14px 16px;
}

.expert-comment-title {
    font-size: 14px;
    font-weight: 700;
    color: #0066cc;
    margin-bottom: 8px;
}

.expert-comment p {
    font-size: 14px;
    color: #333;
    line-height: 1.8;
}

/* 플랫폼 면책 고지 */
.platform-disclaimer {
    background: #fff8e1;
    border: 1px solid #ffe082;
    border-left: 4px solid #ffc107;
    border-radius: 8px;
    padding: 16px 20px;
    margin: 20px 0;
    display: flex;
    gap: 12px;
    font-size: 13px;
    color: #5d4037;
    line-height: 1.8;
}

.platform-disclaimer i {
    color: #ffc107;
    font-size: 18px;
    flex-shrink: 0;
    margin-top: 2px;
}

.result-warning {
    background: #fff3cd;
    border-left: 4px solid #ffc107;
    padding: 12px 15px;
    margin: 15px 0;
    border-radius: 4px;
    font-size: 13px;
    color: #856404;
}

.result-cta {
    background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
    color: white;
    padding: 25px;
    border-radius: 10px;
    text-align: center;
    margin-top: 20px;
}

.result-cta h3 {
    font-size: 22px;
    margin-bottom: 15px;
}

.result-cta p {
    margin-bottom: 20px;
    opacity: 0.95;
}

/* Buttons */
.btn {
    padding: 12px 24px;
    border: none;
    border-radius: 6px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
}

.btn-primary {
    background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
    color: white;
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(0,102,204,0.3);
}

.btn-secondary {
    background: #6c757d;
    color: white;
}

.btn-secondary:hover {
    background: #5a6268;
}

.btn-block {
    width: 100%;
    justify-content: center;
}

.btn-large {
    padding: 18px 40px;
    font-size: 18px;
}

.btn-sm {
    padding: 6px 12px;
    font-size: 13px;
    background: #dc3545;
    color: white;
    border: none;
    border-radius: 4px;
    cursor: pointer;
}

/* Consultants Section */
.consultants {
    padding: 80px 0;
    background: white;
}

.consultants-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.consultant-card {
    background: #f8f9fa;
    padding: 30px;
    border-radius: 12px;
    text-align: center;
    transition: transform 0.3s, box-shadow 0.3s;
}

.consultant-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.consultant-avatar {
    width: 100px;
    height: 100px;
    background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 40px;
    color: white;
    margin: 0 auto 20px;
}

.consultant-name {
    font-size: 22px;
    font-weight: 600;
    margin-bottom: 10px;
    color: #222;
}

.consultant-rating {
    color: #ffc107;
    font-size: 18px;
    margin-bottom: 10px;
}

.consultant-specialty {
    color: #666;
    font-size: 15px;
    margin-bottom: 15px;
}

.consultant-stats {
    display: flex;
    justify-content: space-around;
    margin: 20px 0;
    padding: 15px 0;
    border-top: 1px solid #ddd;
    border-bottom: 1px solid #ddd;
}

.consultant-stat {
    text-align: center;
}

.consultant-stat-value {
    font-size: 20px;
    font-weight: 600;
    color: #0066cc;
    display: block;
}

.consultant-stat-label {
    font-size: 13px;
    color: #999;
}

.consultant-reviews {
    text-align: left;
    margin: 20px 0;
    font-size: 14px;
    color: #555;
    font-style: italic;
}

/* Footer */
.footer {
    background: #222;
    color: white;
    padding: 60px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-bottom: 40px;
}

.footer-section h3,
.footer-section h4 {
    margin-bottom: 20px;
    color: #fff;
}

.footer-description {
    color: #aaa;
    font-size: 14px;
    line-height: 1.8;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: #aaa;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-links a:hover {
    color: #0066cc;
}

.footer-section p {
    color: #aaa;
    margin-bottom: 10px;
}

.footer-section a {
    color: #aaa;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-section a:hover {
    color: #0066cc;
}

.footer-backlinks {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-backlinks a {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px;
    background: rgba(255,255,255,0.05);
    border-radius: 6px;
    transition: background 0.3s;
}

.footer-backlinks a:hover {
    background: rgba(255,255,255,0.1);
}

.footer-legal {
    background: rgba(255,255,255,0.05);
    padding: 20px;
    border-radius: 8px;
    margin-bottom: 20px;
    font-size: 12px;
    color: #aaa;
    line-height: 2.0;
}

.footer-bottom {
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid rgba(255,255,255,0.1);
    color: #777;
    font-size: 14px;
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0,0,0,0.6);
    animation: fadeIn 0.3s;
}

.modal.show {
    display: flex;
    align-items: center;
    justify-content: center;
}

.modal-content {
    background: white;
    padding: 40px;
    border-radius: 12px;
    max-width: 500px;
    width: 90%;
    position: relative;
    animation: slideUp 0.3s;
}

.modal-close {
    position: absolute;
    top: 15px;
    right: 20px;
    font-size: 28px;
    font-weight: bold;
    color: #999;
    cursor: pointer;
}

.modal-close:hover {
    color: #333;
}

.modal-icon {
    text-align: center;
    font-size: 60px;
    color: #28a745;
    margin-bottom: 20px;
}

.modal-content h2 {
    text-align: center;
    margin-bottom: 20px;
    color: #222;
}

.modal-content p {
    text-align: center;
    color: #666;
    margin-bottom: 15px;
    line-height: 1.6;
}

.modal-notice {
    background: #fff3cd;
    border-left: 4px solid #ffc107;
    padding: 15px;
    border-radius: 4px;
    margin: 20px 0;
    font-size: 14px;
    color: #856404;
    text-align: left;
}

/* validation 컨테이너 */
.validation-container {
    margin-bottom: 16px;
}

.validation-warning {
    background: #fff3cd;
    border-left: 4px solid #ffc107;
    padding: 10px 14px;
    border-radius: 4px;
    font-size: 13px;
    color: #856404;
    margin-bottom: 8px;
}

.validation-info {
    background: #d1ecf1;
    border-left: 4px solid #17a2b8;
    padding: 10px 14px;
    border-radius: 4px;
    font-size: 13px;
    color: #0c5460;
    margin-bottom: 8px;
}

/* result actions */
.result-actions {
    display: flex;
    gap: 12px;
    margin: 16px 0;
    flex-wrap: wrap;
}

/* favorites */
.favorites-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-height: 400px;
    overflow-y: auto;
}

.favorite-item {
    background: #f8f9fa;
    padding: 16px;
    border-radius: 8px;
}

.favorite-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 8px;
}

.favorite-date {
    font-size: 12px;
    color: #999;
}

.favorite-details {
    display: flex;
    gap: 16px;
    font-size: 14px;
    color: #555;
    margin-bottom: 8px;
    flex-wrap: wrap;
}

/* money display */
.money-display {
    font-size: 13px;
    color: #0066cc;
    margin-top: 4px;
    font-weight: 600;
}

/* Animations */
@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideUp {
    from { transform: translateY(50px); opacity: 0; }
    to { transform: translateY(0); opacity: 1; }
}

/* Responsive Design */
@media (max-width: 900px) {
    .about-grid-3 {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .header-content {
        flex-direction: column;
        gap: 20px;
    }

    .nav {
        gap: 15px;
        flex-wrap: wrap;
        justify-content: center;
    }

    .hero-title {
        font-size: 32px;
    }

    .hero-subtitle {
        font-size: 18px;
    }

    .section-title {
        font-size: 28px;
    }

    .tabs {
        flex-direction: column;
    }

    .tab-button {
        width: 100%;
    }

    .tab-content {
        padding: 20px;
    }

    .form-grid {
        grid-template-columns: 1fr;
    }

    .loan-cards {
        grid-template-columns: 1fr;
    }

    .result-summary {
        flex-direction: column;
        gap: 12px;
    }

    .footer-content {
        grid-template-columns: 1fr;
    }

    .platform-disclaimer {
        flex-direction: column;
    }

    .result-actions {
        flex-direction: column;
    }

    .btn-large {
        padding: 14px 24px;
        font-size: 16px;
    }
}